Chemung Financial Corporation Reports Fourth Quarter 2025 Net Income of $7.7 million, or $1.61 per share & Annual Financial Results

January 26, 2026 - 19:38

ELMIRA, N.Y., Jan. 26, 2026 -- Chemung Financial Corporation has released its financial results for the final quarter and the full year of 2025, reporting solid profitability. The company announced a net income of $7.7 million, or $1.61 per diluted share, for the fourth quarter.

This quarterly result represents a slight decrease from the $7.8 million, or $1.62 per share, earned in the preceding third quarter of 2025. However, it marks a significant year-over-year improvement compared to the $5.9 million, or $1.24 per share, reported for the fourth quarter of 2024.

For the entire year concluded on December 31, 2025, the corporation also reported its annual net income figures, highlighting a period of sustained financial performance. The annual results underscore the company's stable operational footing throughout the year. Management typically reviews key performance indicators such as net interest margin, asset quality, and capital strength in conjunction with these earnings, though specific details on these metrics were not included in the initial summary.

The reported earnings per share demonstrate the company's ability to generate value for its shareholders. The banking sector continues to navigate a dynamic economic environment, and these results position Chemung Financial as a stable institution within its regional market. The leadership is expected to provide further commentary on strategic initiatives and the outlook for the coming year.